Key Products
Indexed Universal Life
Indexed Universal Life Insurance is permament life insurance with an adjustable death benefit and flexibile premium that earns cash value.
The Cash value earns interest credits tied to the S&P 500 without being directly invested in the Stock Market.
How the Cash Value Works:
Growth: When the market rises your cash value is credited with interest bases on the index's performance.
Downside Protection: When the market drops your cash value is protected by a guaranteed floor.
Taxes: Tax free withdrawals
Fixed Index Annuities
A Fixed Index Annuity (FIA) is a tax-deferred financial contract with an insurance company that balances growth potential with principal protection.
It tracks a specific stock market index (ie; S&P 500, or your custom choices) to determine returns but guarantees you will not lose money if the market drops.
Principal Protection, Growth Floor, Growth Cap, Tax Deferral, Guaranteed Income